Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Women and Retirement Women must be ready to spend, on average, more years in retirement than men. What Is an Annuity? Annuities are versatile tools that can help you save for retirement and generate income in retirement. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.